Fixed Rates as Low as 4.99% (5.255% APR) on Select Homes*

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Special Offers

Fixed Rate as Low as 4.99% (5.255% APR) on Select Homes*

Offer valid on select quick move-in homes that close by May 30, 2025 when working with our preferred lender. See disclaimer for full details. 

    *NorthStar Mortgage Advisors and Smith Family Homes are not affiliated. Smith Family Homes is not a lender or mortgage broker. This is an advertisement of and prepared solely by NorthStar Mortgage Advisors. Special Rate available only on select homes, speak with a NorthStar Mortgage Advisors representative for information about qualifying homes. Advertised rate is based on an optional permanent rate-buydown/rate-lock (with a note rate of 4.99% (5.255% APR) on a 30-year VA or FHA, owner occupied purchase money loan, with a down payment of 3.5% for FHA loans, 0% for VA loans, for qualified applicants meeting approval criteria, including at least a credit score of 680 for FHA and VA loans, which on a $400,000 FHA loan with a down payment of $14,000, would result in (i) an interest rate of 4.99% (5.255% APR) and an estimated monthly payment of $2,190 (stated estimated monthly payments do not include amounts for taxes and insurance premiums, and, if applicable, the actual payment obligations will be greater. Down payment assistance not offered for advertised rate. Additional closing costs will apply in connection with the advertised rate. Rate as of 3/11/25. Availability of advertised rate is limited and is on a first come, first serve basis. Limited funds are available. Some buyers may not qualify for a loan or the advertised rate. Applicants must qualify for financing at the note rate of 4.99% (5.255% APR). Higher rate or discount points may apply based on applicant characteristics at time of rate-lock. Term of rate-lock is limited to 50 days from commitment date 3/11/2025 until 5/30/2025. Not a commitment to lend - lending programs may not be available for all buyers/homes. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by any such restrictions. Further, promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. NorthStar Mortgage Advisors, DIV. of Canopy Mortgage, LLC 2414 Dallas Hwy., Bldg. 100, Ste. 200 Marietta, GA 30064 (404) 409-0300. NMLS Consumer Access #1359687. All loans subject to credit and property approval. 47332 Georgia Residential Mortgage Licensee: 1724572. www.nmlsconsumeraccess.org
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    • 152 Thunderbird Dr. Ste 207 | Richmond Hill, GA 31324
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    Prices, promotions, incentives, features, options, amenities, floor plans, elevations, designs, materials, and dimensions are subject to change without notice. Square footage and dimensions are estimated and may vary in actual construction. Actual position of house on lot will be determined by the site plan and plot plan. Floor plans, interiors and elevations are artist's conception or model renderings and are not intended to show specific detailing. Community improvements and recreational features and amenities described are based upon current development plans which are subject to change and which are under no obligation to be completed. Community Association fees may be required. Options shown not available in all locations, selections in photos shown may no longer be available or offered, can change at anytime - See agent for details.

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